Jeffrey Strain has written a nice article on TheStreet.com about why you need to have a credit card.
"10 reasons:1. Boost Your Credit History and Score
2. Internet Purchases
3. Emergency Money
4. Rewards
5. History of Purchases
6. No Fear of Loss or Theft
7. Interest-Free Money
8. Merchant Protection
9. Insurance on Purchases
10. Convenience When TravelingFor those that have the discipline to pay off their credit cards each month, they are a great financial tool that can save and earn you quite a bit of money."
Link
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