Bankrate.com lists 8 ways to have a memorable honeymoon that doesn't break the bank.
1. Book way ahead.
2. Wait until the last minute.
4. Ask for freebies and barter for services.
5. Scout deals out in advance.
6. Plan a destination wedding.
8 ways to cut honeymoon costs
Money magazine lists 20 timeless money rules to live by. Some good solid advice in there for everyday thinking and managing your finances.
Instructions:
Important Update - Please read here!
1.) Copy and paste the matrix of “ViralTags” below courtesy of Founders Cafe (to support Jimmy’s quest of launching his own Internet Startup with a shoestring budget, please consider subscribing to his Full RSS Feed to see his triumphs and struggles in real time).
2.) Substitute the Host Tag and one of the “Viral Tags” in the matrix with your anchor text of choice with your blog’s URL. Please keep anchor text to a max of 3 words to keep the matrix size manageable.
3.) When you get a ping back from someone that has your link in one of their “Viral Tags”, practice good karma by copying his/her Host Tag’s anchor text (automatically the associated link will also be copied) and paste it over one of your “Viral Tags” below.
4.) Encourage and invite your readers to do the same and soon this can grow virally.
Host Tag: Personal Finance 4 You
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Kiplinger Finance thinks so. I on the other hand, am not convinced. I am sitting on a $599 Apple gift card, wondering what to spend it on. I am not sure if the Iphone is worth that much money, or whether I really need a Mac mini. What to do, what to do...
Thoughts?
Bankrate.com lists the top 10 things you are probably spending money on, that you could quit and pocket the money. I don't know if I agree with them but anywho...
1. Coffee -- According to the National Coffee Association, the average price for brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one coffee every weekday morning costs almost $360 per year.
2. Cigarettes -- The Campaign for Tobacco Free Kids reports that the average price for a pack of cigarettes in the United States is $4.54. Pack-a-day smokers fork out $1,660 a year. Weekend smoker? Buying a pack once a week adds up, too: $236.
3. Alcohol -- Drink prices vary based on the location. But assuming an average of $5 per beer including tip, buying two beers per day adds up to $3,650 per year. Figure twice that for two mixed drinks a day at the local bar. That's not chump change.
4. Bottled water from convenience stores -- A 20-ounce bottle of Aquafina bottled water costs about $1. One bottle of water per day costs $365 per year. It costs the environment plenty, too.
5. Manicures -- The Day Spa Magazine Price Survey of 2004 found that the average cost of a manicure is $20.53. A weekly manicure sets you back about $1,068 per year.
6. Car washes -- The average cost for a basic auto detailing package is $58, according to Costhelper.com. The tab for getting your car detailed every two months: $348 per year.
7. Weekday lunches out -- $9 will generally cover a decent lunch most work days. If you buy rather than pack a lunch five days a week for one year, you shell out about $2,350 a year.
8. Vending machines snacks -- The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.
9. Interest charges on credit card bills -- According to a survey released at the end of May 2007, the median amount of credit card debt carried by Americans is $6,600. Rate tables on Bankrate.com indicate that fixed interest rates on a standard card average 13.44 percent. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest. Ouch!
10. Unused memberships -- Costhelper.com reports that the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.
