The Consumerist web site shows you how to set up and track a budget in Excel. If you don't have Excel, try OpenOffice.
Are you a budget novice? Constantly overdrafting? Never have enough money to buy what you really want? Wish you could get your shit together? We've got a sexy
free Excel document to share with you.
We are all guilty of having one or more of these. I am still living without a budget, and have not investigated disability insurance. Which ones are you guilty of?
MSN money lists 10 habits that we should get rid of, to improve our financial situation.
- Spending without a budget.
- Carrying a balance on credit cards.
- Ignoring interest rates.
- Not investigating disability insurance.
- Failing to see how little purchases add up.
- Not matching employer's contribution to retirement.
- Waiting until the last minute to fund IRA.
- Paying everyone else, saving "what's left."
- Not managing your investments.
- Getting emotional about your investments.
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