CreditCards.com Find The Right Credit Card For You

Monday, October 15, 2007

Big Three offer best deals on 2007 models

It is one of the best times of the year to buy an automobile, and according to Bankrate.com's auto experts, the best deals are on domestic products.

Need a minivan? Chrysler is offering rebates of between $3,500 and $4,500 on its Town & Country vans.

Dodge is offering up to a $6,000 rebate on its Ram 1500 pickup.

Want a big, comfy -- if not exciting -- luxury sedan? Consider the $7,000 rebate on the Lincoln Town Car. If a Lincoln is a little too flashy, check out the Mercury Marquis sedan, which also carries a rebate of between $6,000 and $7,000.

Even the sporty Mustang is available with rebates from $1,500 and $3,000 on 2007 models.

More on car deals at bankrate.com

Tuesday, September 18, 2007

Mint.com is live

Mint.com, an online money management solution, is live and available to all users.  I am still not convinced that storing all my financial data online is the safest thing to do.  What do you think?

Monday, September 17, 2007

Interesting concept for bloggers...

Just joined Blogrush. Let's see what kind of results it brings.

Monday, August 27, 2007

8 ways to cut honeymoon costs

Bankrate.com lists 8 ways to have a memorable honeymoon that doesn't break the bank.

1. Book way ahead.

2. Wait until the last minute.

3. Postpone your honeymoon.

4. Ask for freebies and barter for services.

5. Scout deals out in advance.

6. Plan a destination wedding.

7. Consider a package or all-inclusive.

8. Cut back on the length of your trip.


8 ways to cut honeymoon costs

Technorati Tags:

Wednesday, August 22, 2007

20 timeless money rules

Money magazine lists 20 timeless money rules to live by.  Some good solid advice in there for everyday thinking and managing your finances. 

Technorati Tags: , ,

20 timeless money rules - Be humble (1) - Money Magazine

Increase your Technorati rank

Instructions:

Important Update - Please read here!

1.) Copy and paste the matrix of “ViralTags” below courtesy of Founders Cafe (to support Jimmy’s quest of launching his own Internet Startup with a shoestring budget, please consider subscribing to his Full RSS Feed to see his triumphs and struggles in real time).

2.) Substitute the Host Tag and one of the “Viral Tags” in the matrix with your anchor text of choice with your blog’s URL. Please keep anchor text to a max of 3 words to keep the matrix size manageable.

3.) When you get a ping back from someone that has your link in one of their “Viral Tags”, practice good karma by copying his/her Host Tag’s anchor text (automatically the associated link will also be copied) and paste it over one of your “Viral Tags” below.

4.) Encourage and invite your readers to do the same and soon this can grow virally.


Host Tag: Personal Finance 4 You

International City Travel | Asian Celebrity News | One Million Shirts | Tech at Hand | Rich Minx | Internet Marketing Austria | Ageless Beauty | Web 2.0 Tutorials | Technology Music Life | infokarir jobs | Manila Mom | Link Love | Blogging Money Secret | Internet Startup Blog | Web Design Blog | Daily Life Technology | Make Money Blogging | Steve’s Tech Blog | Agloco Internet Marketing | Daily Bulls Investing | Tech Gadgets Stocks | Affiliate Program | Computer Seventy-Five | Learn about e-Learning | Tech Hack Ramblings | Jack Book | Screen Writer Guy | Overseas Filipino Worker | Chilli Flakes | Startup Entrepreneur Money | Top Funny Videos | Top Music Videos | Earn Money Online | Really Smart Guy | Earn Income Online | Day Mind Xpression | Entrepreneurship Internet Web | Make Money Blogging | Create a Blog | Pie Hole | start a blog | Make Money Blogging | Marketing Made Simple | Tech Startups Web2.0 | Music Videos | Text Quotes | Build Rankings Fast | Mrs Sparrow | Hot Buzz | Weight Loss | Really Funny Jokes | Best of Blogs | Heroin Addiction Codependence | Internet Marketing German | German - USA | Domain Development Blogs | Sundhed og Helbred | Giving Link Love | Business Blog Web | Photoshop Tutorials | Anitokid Chronikos | Klapkids Chronikos | esofthub’s web finds| Everything iPod | Jason’s Random Thoughts | Fun Web Development | Monetize Your Blog | Yung Silent Whisper | Stratz’s Blog | My Journey | Picture Clusters | EuroYank | The Sankey’s Stories | Blogging for Money | Wealth Blog | Yi JianLian NBA | Gadgets & Technology | Make Money Home | NFL Cleveland Browns | The Broken Bow | Pop Stars | Celebrity Gossip | Fanatic Space | Cheezmizan with Chuva | Catepol | Wolly’s Weblog | Profitable Productive Blogging | Cat on my Head | Bloggointestinale | 2012 Movies | iMod | Lorad Zarcon | Instruzioni | Sid05 Weblog | Bayle | Random Access Life | Mario’s Weblog | Acchiappasogni | Dietro e a Casa | Make Money Online | Anchor Text | Alex 2000 | My Life | Personal Finance | Hanneng.net Tech Blog | Business Twins | Pixie Tail | Gold Rushing’s Blog | Trade CDs | Business Chats | Paid to Blog | beijing olympics 2008 | Beijing Hotels | Beijing Travel | Sexy Celebrities | Stock Trading | stock option | LifeIsRisky.Com | Monkey Wong | Useful Blogging Tips | Sexy Celebrity | Global Tips and Tricks | Mariuca’s Perfume Gallery | Make Money Online | JLS Cisco Networking | Humor Jokes | Mik3 | Web2.0 Founder Interviews | Political Social Media | Master Engrafter | Making Money Online | GoldyWorld Fun | Static Thinkbox | Mariuca | Investing Women Online | Yi JianLian | Yao Ming | World Cities | Paris France | The Poor Mouth | Daves Blog | Huma B~ | It’s a Miracle | Visit Egypt Online | Butterfly Feelings | Tell no Lies | McBilly’s Making Money | Earn Money Online | RideIt Like you StoleIt | yoeru | Make Money Online | Revellian | EZ Profit | Make Money Blog | TeamKyoudo | Chew on That | Bad Girls Diary | Chronic Headache | El Commentario Diario | Social Media Munching | Good Jokes | Social Networking Mother | MSU Spartan Sports | The SOHO Quest | Make Money Online | Caribbean Travel Blog | Jehzlau Concepts | Nonsense & Tears | Time Clock Software | SEO Blog | Anything and Everything | Father of One | Web Comic Artist | Justice Investmets | Terrible Horrible Evil | Russian Jokes Videos | Personal Development Blog | Startup Entrepreneur Money | Tech Stuff

iPhone Worth Every Penny (?)

Kiplinger Finance thinks so.  I on the other hand, am not convinced.  I am sitting on a $599 Apple gift card, wondering what to spend it on.  I am not sure if the Iphone is worth that much money, or whether I really need a Mac mini.  What to do, what to do...

Thoughts?

iPhone Worth Every Penny - Kiplinger.com

Wednesday, August 15, 2007

Top 10 money drains

Bankrate.com lists the top 10 things you are probably spending money on, that you could quit and pocket the money. I don't know if I agree with them but anywho...

1. Coffee -- According to the National Coffee Association, the average price for brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one coffee every weekday morning costs almost $360 per year.

2. Cigarettes -- The Campaign for Tobacco Free Kids reports that the average price for a pack of cigarettes in the United States is $4.54. Pack-a-day smokers fork out $1,660 a year. Weekend smoker? Buying a pack once a week adds up, too: $236.

3. Alcohol -- Drink prices vary based on the location. But assuming an average of $5 per beer including tip, buying two beers per day adds up to $3,650 per year. Figure twice that for two mixed drinks a day at the local bar. That's not chump change.

4. Bottled water from convenience stores -- A 20-ounce bottle of Aquafina bottled water costs about $1. One bottle of water per day costs $365 per year. It costs the environment plenty, too.

5. Manicures -- The Day Spa Magazine Price Survey of 2004 found that the average cost of a manicure is $20.53. A weekly manicure sets you back about $1,068 per year.

6. Car washes -- The average cost for a basic auto detailing package is $58, according to Costhelper.com. The tab for getting your car detailed every two months: $348 per year.

7. Weekday lunches out -- $9 will generally cover a decent lunch most work days. If you buy rather than pack a lunch five days a week for one year, you shell out about $2,350 a year.

8. Vending machines snacks -- The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.

9. Interest charges on credit card bills -- According to a survey released at the end of May 2007, the median amount of credit card debt carried by Americans is $6,600. Rate tables on Bankrate.com indicate that fixed interest rates on a standard card average 13.44 percent. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest. Ouch!

10. Unused memberships -- Costhelper.com reports that the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.

Money drains

Tuesday, May 8, 2007

15 ways to save money on gas

Some good tips on Bankrate.com for saving gas:

Gasoline prices across the nation topped out at an average of $3 a gallon as
April ended. That's the news from the Energy Information Agency, which tracks
fuel costs across the country. The last time most motorists saw prices over $3
at the pump was August 2006.
These gasoline prices send many of us into panicked flashbacks of the fuel crunches in the summer of 1980 and the mid-1970s. Thankfully, we learned a few good habits back then. Many Americans traded in their eight-cylinder gas-guzzlers for pipsqueak cars with small engines and better mileage.

Then came the boom of the late '90s, and, oh, how quickly we forgot. Though
most of us still pump our own gas, we've fallen into bad habits again. We've
embraced the gas-guzzling SUV and dawdle, idling, in drive-through lines.
But you can hold down the number of times you have to stand at the gas pump, aghast, watching the numbers spin. These 15 tips will help you cut fuel consumption:
Car maintenance
- Keep the tires inflated properly. This one is simple and a potential lifesaver. Underinflated tires waste fuel and wear out the tire tread. Also, check tires regularly for alignment and balance.
- A well-tuned engine burns less gas. Get regular tuneups and follow through with routine maintenance. The right parts and fresh oil keep your engine happy and less thirsty for gas.
- Get the junk out of the trunk. A weighed-down car uses more fuel. For every extra 250 pounds your engine hauls, the car loses about one mile per gallon in fuel economy. Carry only the basic emergency equipment and items you really need.
Gas shopping
- Buy the lowest grade (octane) of gasoline that is appropriate for your car. Check your owner's manual for this information. As long as your engine doesn't knock or ping, the fuel you're using is fine. You can save hundreds of dollars a year.
- Pay cash at stations that charge extra for credit cards.
- Don't top off the gas tank. Too much gas will just slosh or seep out. Why waste those extra pennies?
Driving
- Drive intelligently; don't make fast starts or sudden stops. You're just overexerting
your engine and burning extra fuel. Gradual acceleration also helps automatic
transmissions run better. Engine-revving wastes fuel, too.
- Lighten up on the accelerator. The faster you drive, the more gas you use. Speed limits have gone up around most of the nation, but you don't have to see your fuel
consumption go up drastically as well. For example, driving at 55 mph rather
than 65 mph can improve your fuel economy by two miles per gallon.
- Avoid long warm-ups. Even on cold winter mornings, your car doesn't need more than a minute to get ready to go. Anything more and you're just burning up that
expensive fuel.
- Combine errands into one trip and plan your stops for the most efficient route. You'll save yourself time and money.
- Do not rest your left foot on the brake. The slightest pressure could cause a drag that will demand additional gas use -- and wear out the brakes sooner.
Other good habits
- Tighten up that gas cap. Make sure it's on securely. Buy a new one if your current cap doesn't fit snugly. Gas easily evaporates from the tank if it has an escape.
- Buy a fuel-efficient car. When pricing cars, factor in long-term fuel costs. Keep in mind that sunroofs add to wind resistance, lowering the mileage per gallon.
- Be smart with the air conditioning. On the highway, closed windows decrease air resistance, so run the air conditioner. But in stop-and-go traffic, shutting off the air conditioning and opening the windows can lighten your fuel use. Air conditioning can lower your fuel economy by 10 percent to 20 percent.
- Remove snow tires in good weather. Deep tread and big tires use more fuel.

Tuesday, May 1, 2007

Bankrate's 2007 retirement guide

Bankrate.com has just published their 2007 retirement guide. Lots of cool tips you can use to reach your retirement goals.

2007 guide to retirement

Read these!